Free Consultation
Since 2013

Guided well.
Protected always.

Your insurance should be as carefully considered as every other decision in your life. Deepak Bhutda brings fifteen years of experience to every conversation — crafting coverage that protects what you have built, and plans with you for what comes next.

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Coverage sourced across India's most trusted insurers
Why DB Insurance

An advisor who stays
long after the sale.

Most brokers disappear once the commission is earned. We built DB Insurance on one conviction: that a client's trust is earned every single year — at renewal, at claim time, and every question in between.

Advisor-first, not product-first

We compare every plan across 25+ insurers — not just the ones that pay us more.

One dedicated advisor, always

One point of contact who knows your complete coverage picture — not a call center rotation.

Annual reviews, every year

Your life changes. Your protection should keep up. We review every policy annually.

Claim support, start to finish

We prepare documents, track the insurer, and follow up until the money is in your account.

Talk to an advisor
DB Insurance advisor with clients

IRDAI Licensed Advisor

Transparent. Relationship-first.

Trust and proof

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Years in practice
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Families protected
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Businesses covered
₹0Cr+
Claims assisted
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Renewal rate
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Partner insurers
What Sets Us Apart

The difference is felt
after the policy is bought.

Most insurance advice stops at comparison. Ours continues through renewal, claim pressure, family changes and the small clauses that decide whether cover actually works.

25+insurers compared before advice
1:1guidance from quote to claim
365day renewal and review mindset
01

Advice Before Product

We start with your exposure, budget and family stage before naming a plan or insurer.

02

Annual Reviews

Your cover is checked as income, dependents, health needs and policy terms change.

03

Risk-Based Planning

Coverage is built around real financial risk, not around a generic premium table.

04

Claim Advocacy

At claim time, we help with documents, follow-ups and settlement pressure.

05

Long-Term Relationship

We remember the people behind the policies, not just policy numbers and renewal dates.

06

Plain-Language Clarity

Exclusions, waiting periods and trade-offs are explained before you commit.

What We Cover

Complete protection,
every stage of life.

From your family's health to your business legacy — matched to the right insurer through genuine advice, not pressure.

Healthy Indian family at home
Coverage TypeFamily Health Shield
Health Insurance

Protection when your
family needs it most.

We don't just find the cheapest plan. We find the right one — with cashless hospitals near you, a claims process that actually works, and coverage that doesn't collapse when you need it.

Family floater from ₹5 lakh to ₹1 crore — matched to your income and age
Pre-existing condition coverage roadmap built upfront
No-claim bonus protection and OPD add-on guidance
Cashless access at 10,000+ network hospitals
Annual review to ensure your coverage hasn't been outgrown
Explore Health Plans
Motor Insurance

Your vehicle.
Protected on every road.

Zero-depreciation, engine protection, and a claim process that doesn't leave you stranded. We find the right motor plan — not the most-advertised one.

Zero-depreciation add-on — real-world cost coverage
Engine & gearbox protection for the unexpected
24/7 roadside assistance anywhere in India
Same-day cashless claim initiation
Get Motor Quote
Vehicle protection
Coverage TypeComprehensive Motor
Young Indian couple planning their future
Coverage TypeTerm & Life Insurance
Term & Life Insurance

Plan the future they
deserve to live.

High cover at the right premium. Term plans that leave no gap in your family's financial security. ULIPs and endowment plans compared honestly — not sold on the highest illustration.

High-cover term plans from ₹1 Cr — genuinely compared
ULIPs assessed on fund performance, not commission
Critical illness & disability riders mapped to your risk
Guaranteed payout planning aligned to milestones
Plan Your Future
Commercial Cover

Fire, marine and group cover
for the business you built.

Fire, marine, liability and comprehensive commercial coverage. We understand what keeps a business owner awake at night — and we build protection precisely around those risks.

Fire & property coverage for premises, machinery and stock
Marine cargo & transit insurance for goods in movement
Group health insurance for your entire team
Business interruption and liability cover
Protect Your Business Request a Proposal
Indian entrepreneur
Coverage TypeFire, Marine & Group
00 / 02
Also Available

Focused add-ons for risks outside the main plan.

These complete the nine-cover list without repeating the larger advisory buckets above. Scroll to reveal Travel first, then Personal Accident Cover.

✈

Travel Insurance

Emergency medical care, trip cancellation, baggage loss and passport assistance for domestic and international travel.

Short trip / Annual
🛡

Personal Accident Cover

Income and family protection for accidental death, disability and recovery periods that interrupt work.

Individual / Family
How We Work

Four steps.
No paperwork left to you.

Getting the right policy shouldn't feel overwhelming. Here's exactly what happens after you reach out to us.

1

We listen first

A genuine conversation about your life, your risks, your existing coverage and what you actually need — no forms, no pressure.

2

We compare, transparently

We run your requirements across 25+ insurers, show you the real differences, and explain our recommendation in plain language.

3

We handle the paperwork

From application to issuance, we manage every document and follow up with the insurer so you don't have to chase anyone.

4

We stay with you, always

Annual reviews, claim support, mid-year guidance — we remain your advisor for life, not just for the sale.

Step 01

"We start by understanding what truly matters to you."

Step 02

"25+ insurers. One honest recommendation."

Step 03

"We take the paperwork off your plate, entirely."

Step 04

"We're there at the beginning — and when it matters most."

DB Insurance claims support
Claims Support

We stay on the claim
with you — start to finish.

Most advisors disappear after the sale. We built our reputation on what happens at claim time — the moment that defines what an insurance relationship truly means.

A dedicated advisor assigned to every single claim — not a helpline
Complete document checklist prepared and reviewed before submission
Real-time status updates at every stage of the process
Average settlement time under 7 working days for assisted claims
CLAIM #DB-88213
Hospitalisation — Apollo Hospital, Nashik
₹42,000
Claim filed
12 Jun · 10:14 AM
Documents verified
13 Jun · 3:40 PM
Insurer review
In progress
Settled & disbursed
Pending
Ask about a claim
Client Stories

The moments that define
why we do this.

Real people. Real protection. Real claims — settled with care.

Suresh Rathod
Suresh Rathod
Health Insurance · Nashik
★★★★★
Challenge: Father's sudden hospitalisation

Deepakji explained every clause before we signed. When my father was hospitalised at Apollo, the claim was settled within 3 days — no back-and-forth, no stress.

Policy TypeFamily Floater Health
Coverage₹25 Lakh
With DB Since2018
Claim of ₹1.2L settled in 3 working days
Priya Mehta
Priya Mehta
Motor Insurance · Pune
★★★★★
Challenge: Overpaying for motor coverage

I was renewing the same motor policy for four years without questioning it. DB Insurance found the same coverage — genuinely better terms — for ₹3,200 less. One call changed my relationship with insurance forever.

Policy TypeComprehensive Motor
Annual Saving₹3,200
With DB Since2021
Saved ₹3,200 annually with better coverage
Amit Joshi
Amit Joshi
Business Insurance · Nashik
★★★★★
Challenge: Complex multi-line business coverage

Fire and marine cover felt completely overwhelming. Deepakji simplified everything, structured our coverage properly across three business lines, and personally guided our first claim when a consignment was damaged in transit.

Policy TypeCommercial Package
Lines Covered3 business lines
With DB Since2016
Full commercial coverage across 3 business lines
Kavita Sharma
Kavita Sharma
Life Insurance · Nashik
★★★★★
Challenge: Finding the right term plan after marriage

After my marriage, I had no idea where to start with life insurance. Deepakji took two hours explaining term plans, comparing options, and helping me understand exactly what my family would need. I left with complete clarity.

Policy TypeTerm Life
Coverage₹1 Crore
With DB Since2020
₹1Cr term plan — right insurer, right premium
Rajesh Kulkarni
Rajesh Kulkarni
Health & Motor · Nashik
★★★★★
Challenge: Two simultaneous insurance decisions

I needed to sort both health and motor insurance at the same time after a job change. DB Insurance handled both as a holistic review — not separate transactions. That's when I realised what an actual advisor looks like.

PoliciesHealth + Motor
Total Saved₹6,400 / yr
With DB Since2019
₹6,400 saved annually across both policies
Balwant Rao
Balwant Rao
Senior Health · Nashik
★★★★★
Challenge: Health coverage after retirement at 65

Finding health insurance after 65 with pre-existing conditions felt impossible. Deepakji found a plan that accepted my diabetes and hypertension, explained the waiting periods clearly, and has been available whenever I have a question.

Policy TypeSenior Citizen Health
Age65 years
With DB Since2022
Senior health plan accepted with pre-existing conditions
01 / 06
Deepak Bhutda — Founder, DB Insurance Services

IRDAI Licensed Advisor

15+ Years in Practice
The Founder

Deepak Bhutda,
your advisor.

"Insurance should feel like a conversation with someone who genuinely cares about your family — not a transaction designed to maximise someone else's margin."

Deepak founded DB Insurance Services in 2009 with one conviction: that Indian families and businesses deserved honest, expert insurance guidance — not commission-driven sales disguised as advice. Over fifteen years, he has built a practice grounded entirely in transparency, long-term relationships, and an unwavering commitment to being present when his clients need him most. He personally handles every claim, reviews every policy at renewal, and remains reachable by every client who has ever trusted him.

Personal involvement in every claim — not delegated
Annual reviews for every client, without exception
Honest comparison — even when it recommends less coverage
Direct line accessible to every client, always
Speak with Deepak
Let's Begin

The right cover is one
conversation away.

Whether you're buying your first policy or reviewing a portfolio of existing cover — no pressure, no jargon. Just an honest conversation and a clear recommendation from someone who puts your interest first.

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10,000+ Families Protected
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